Insurance Claim Recovery Support

Licensed Public Adjusters

ATTENTION:

Residential & Commercial Policyholders

Stop a Crooked Contractor Before They Cost You Thousands

DOWNLOAD THE FREE guide to protect you from Insurance Claim Fraud and Scams. Don't Let a Crooked Contractor Ruin Your Recovery.

ATTENTION: Residential & Commercial Policyholders

Stop a Crooked Contractor Before They Cost You Thousands

DOWNLOAD THE FREE guide to protect you from Insurance Claim Fraud and Scams. Don't Let a Crooked Contractor Ruin Your Recovery.

INSIDER TACTICS TO WIN...

What's Inside...

  • Red Flags: How to Spot a Crooked Contractor

  • Checklist: How to Choose a Reputable Contractor (Licensed or Unlicensed)

  • Understanding Insurance Fraud: What Policyholders Need to Know

  • Line-Item vs. Lump Sum Estimates: Why It Matters

  • UPPA: Why the Unauthorized Practice of Public Adjusting matters for Policyholders

  • Prevent permit problems, hidden costs, and shoddy workmanship.

  • Ensure your insurance claim repair estimates are credible.

  • Confidently vet contractors:
    Ensuring you’re working with reputable professionals.

  • Understanding Insurance Fraud: Waiving Deductibles & More

INSIDER TACTICS TO WIN...

What's Inside...

  • Red Flags: How to Spot a Crooked Contractor

  • Checklist: How to Choose a Reputable Contractor (Licensed or Unlicensed)

  • Understanding Insurance Fraud: What Policyholders Need to Know

  • Line-Item vs. Lump Sum Estimates: Why It Matters

  • UPPA: Why the Unauthorized Practice of Public Adjusting matters for Policyholders

  • Prevent permit problems, hidden costs, and shoddy workmanship.

  • Ensure your insurance claim repair estimates are credible.

  • Confidently vet contractors:
    Ensuring you’re working with reputable professionals.

  • Understanding Insurance Fraud: Waiving Deductibles & More

KNOW YOUR RIGHTS

Why You Need

This Guide

The Anatomy of a Crooked Contractor is the most complete, tactical guide ever written for policyholders to help identify and avoid contractor scams and schemes. It’s designed to help:

HOMEOWNERS

Homeowner

Associations

Apartment Building Owners & Operators

Property Management Companies

Religious Organizations & Nonprofits

Commercial Building Owners

If you own or manage residential or commercial property…

This Guide Is NOT OPTIONAL

YOU NEED A STRATEGY

From single-family homes to high-rise apartment buildings, if a storm or fire has damaged your property — you’re now in a legal, financial, and emotional battle with your insurance company.

And they have a strategy: Underpay, Delay, Deny, Defend.

You need one too.

KNOW THE FACTS

Whether you’re facing roof damage, water intrusion, business interruption, or total fire loss, this guide arms you with the knowledge to fight back — with truth, tools, and the support of licensed professionals.

Our public adjusters have negotiated hundreds of settlements 40-60%+ higher than initial insurance company offers.

KNOW YOUR RIGHTS

Why You Need This Guide

The Anatomy of a Crooked Contractor is the most complete, tactical guide ever written for policyholders to help identify and avoid contractor scams and schemes. It’s designed to help:

HOMEOWNERS

Homeowner

Associations

Apartment Building Owners & Operators

Property Management Companies

Religious Organizations & Nonprofits

Commercial Building Owners

If you own or manage residential or commercial property…

This Guide Is NOT OPTIONAL

YOU NEED A STRATEGY

From single-family homes to high-rise apartment buildings, if a storm or fire has damaged your property — you’re now in a legal, financial, and emotional battle with your insurance company.

And they have a strategy: Underpay, Delay, Deny, Defend.

You need one too.

KNOW THE FACTS

Whether you’re facing roof damage, water intrusion, business interruption, or total fire loss, this guide arms you with the knowledge to fight back — with truth, tools, and the support of licensed professionals.

Our public adjusters have negotiated hundreds of settlements 40-60%+ higher than initial insurance company offers.

INSIDER TACTICS TO WIN...

What Else You'll Discover Inside...

  1. Why Crooked Contractors Are a Serious Risk

  2. How Crooked Contractors Operate – Red Flags to Watch For

  3. Checklist: How to Vet a legitimate Contractor

  4. What is Insurance Fraud? – Common Examples & Tactics

  5. Deductible Laws by State – Where Waivers Are Illegal

  6. State-by-State Insurance Fraud Penalties

What Else You’ll Discover Inside...

  1. Why Crooked Contractors Are a Serious Risk

  2. How Crooked Contractors Operate – Red Flags to Watch For

  3. Checklist: How to Vet a legitimate Contractor

  4. What is Insurance Fraud? – Common Examples & Tactics

  5. Deductible Laws by State – Where Waivers Are Illegal

  6. State-by-State Insurance Fraud Penalties

PROTECT YOURSELF

Know Your

Policyholder Rights

Protect Your Property & Loved Ones

  • Insurers are required by law to act in good faith.

  • They must equally consider any evidence supporting your position.

  • You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny.

  • You’re entitled to indemnity—restoration of your property and financial loss.

  • You bear the burden of proof for your claim. If you don’t prove your loss, they don’t have to pay.

Why Hiring A Public Adjuster May Be Crucial...

When your property is damaged, insurance companies bring in expert, adjusters, engineers, attorneys, to protect their bottom line. You should too.

A qualified public adjuster:

PROTECT YOURSELF

Know Your Policyholder Rights

Protect Your Property & Loved Ones

  • Insurers are required by law to act in good faith.

  • They must equally consider any evidence supporting your position.

  • You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny.

  • You’re entitled to indemnity—restoration of your property and financial loss.

  • You bear the burden of proof for your claim. If you don’t prove your loss, they don’t have to pay.

Why Hiring A Public Adjuster May Be Crucial...

When your property is damaged, insurance companies bring in expert, adjusters, engineers, attorneys, to protect their bottom line. You should too.

A qualified public adjuster:

20+

Years Experience

500+

Large-Loss Claims Settled

$250M+

Settled Property Insurance Claims

EXECUTIVE PUBLIC ADJUSTERS

Meet Our Public Adjusters

Meet Our

Public Adjusters

Scott Friedson

CEO | Public Insurance Adjuster

Scott formed Insurance Claim Recovery Support LLC aka ICRS, to help policyholders needing strategic and practical representation recovering from property damage insurance claims. Policyholders dealing with complex large-loss insurance claims can face many issues ranging from delays, underpayments, omissions, misrepresentations, or wrongful denials.

Commercial and Multifamily owners, property management companies and homeowner associations have received the results and benefits they deserve with Scott’s expertise while avoiding unnecessary litigation and appraisals.

As an active member in the multifamily, contractor, and public adjusting community, he has been a speaker at the apartment, storm restoration, general, and roofing contractor associations advocating what policyholders and management companies need to know about insurance claims. Scott holds public insurance adjuster licenses in Texas, Florida, Colorado, Georgia, Indiana, Kansas, Kentucky, Nebraska, South Carolina, North Carolina, Maryland, Ohio, Pennsylvania, Utah, Nevada, and Oklahoma.

He is also a Haag Certified Commercial Roof Inspector, Certified Appraiser & Umpire – CPAU, IICRC – Certified Water Restoration Tech with millions in successfully negotiated hail, fire, hurricane, tornado, flood, lightning, storm, business interruption, and other insurance claim settlements on behalf of his policyholder clients. Friedson retired as a Texas apartment real estate broker when he formed ICRS and has more than 30 years of combined experience in real estate as a broker, lender, apartment investor, and public insurance adjuster.

Misty Friedson

VP | Public Insurance Adjuster

With four years of dedicated experience as a licensed Public Insurance Adjuster, Misty brings a proven track record of successful claim resolution and unwavering advocacy for policyholders. Specializing in large-loss property damage claims, she has cultivated deep expertise in representing a diverse clientele that includes religious organizations, multifamily apartment owners, educational institutions, hotels, and homeowner associations (HOAs).

In addition to being a licensed public adjuster, Misty is a Haag Certified Commercial Roof Inspector known for her meticulous claim documentation, strategic negotiation skills, and steadfast commitment to maximizing fair settlements under the terms of the insurance policy. Her approach ensures that each client receives personalized service tailored to the unique complexities of their property and claim.

Having worked closely with faith-based institutions, historical buildings, and nonprofit organizations, Misty is particularly adept at navigating the nuances of policies covering sanctuaries, community centers, and auxiliary buildings. Her experience with multifamily and hospitality property owners has helped recover millions in damages from perils such as hail, fire, windstorms, and water intrusion—minimizing claim cycle times and avoiding unnecessary litigation.

As part of the ICRS team, Misty upholds the firm’s core philosophy of being exclusively policyholder advocates, offering clients she represents a no recovery, no fee promise and delivering results that consistently exceed expectations. Her work contributes to the firm’s reputation for resolving over 90% of claims without unnecessary appraisal or litigation, a testament to her negotiation acumen and deep knowledge of insurance claim process.

Stop guessing.

Stop waiting.

Start recovering.

Get the Anatomy Of A Crooked Contractor Guide and become the most informed, empowered, and protected policyholder in the claims process.

Stop guessing.

Stop waiting.

Start recovering.

Get the Anatomy Of A Crooked Contractor Guide and become the most informed, empowered, and protected policyholder in the claims process.

Our Core Values

  • We Pursue the Truth

  • We Do What's Best for the Insured

  • We Win For Policyholders

  • We Act in Good Faith

  • We are Reasonable

  • We are Trusted and Respected

  • We don't take NO for an answer

  • Zero tolerance for B.S.

TESTIMONIALS

Hear what Our Clients are saying

"Thank you Scott"

Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!

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Haidee J.

Client

"I would highly reccomend"

Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!

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James M.

Client

"I felt I could fully trust him..."

This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.

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Katie H.

Client

"Scott negotiated to maximize our claim."

I definitely recommend ICRS! Scott and Misty went above and beyond to advocate on our behalf and help us navigate the nightmare of a large loss insurance claim. Scott has worked as a public adjuster for more than 15 years. He was extremely knowledgeable about the process, laws, and holding the insurance company accountable. The initial amount the insurance company agreed to would not have been enough to restore our property, and Scott negotiated to maximize our claim.

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Julie Bug

Client

"They are truly a lifesaver!"

I cannot say enough good things about Insurance Claim Recovery Support — they truly feel like earth angels. Misty and Scott helped me through one of the most overwhelming and helpless times of my life. As a single woman dealing with major home renovations after a severe water leak, I was unfortunately taken advantage of by a dishonest contractor. From breaking my TV and not saying a word, to lying about repairs, damaging my sprinkler, inflating estimates with bogus charges, and even threatening legal action — I was completely overwhelmed.

That’s when Misty and Scott stepped in. Their knowledge of the laws and the insurance claims process is unmatched, and their compassion and support were exactly what I needed. They knew exactly how to handle the situation, empowered me with the facts, and guided me every step of the way. They genuinely listened, made me feel heard and understood, and stood by my side when I needed it most. I am beyond grateful for their integrity, expertise, and kindness. If you’re facing a tough insurance claim situation, do not hesitate to reach out to them — they are absolute professionals and true advocates and helped me feel safe in my own home again.

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Katie H.

Client

No Runaround. No Nonsense. Just Results.

Schedule a Consultation

We’ll tell you straight up if we can help you. We don’t waste time, and we won’t waste yours. Let’s see if we’re a good fit.

  • No Recovery, No Fee Representation

  • Licensed Public Insurance Adjusters

  • 500+ Satisfied Policyholders and Counting

  • Non-Litigious Solutions

  • Over $250,000,000+ Recovered

  • 15+ Years Representing Policyholders

  • Avoid Unnecessary Litigation

No Runaround. No Nonsense. Just Results.

Schedule Your Consultation

We’ll tell you straight up if we can help you. We don’t waste time, and we won’t waste yours. Let’s see if we’re a good fit.

  • No Recovery, No Fee Representation

  • Licensed Public Insurance Adjusters

  • 500+ Satisfied Policyholders and Counting

  • Non-Litigious Solutions

  • Over $250,000,000+ Recovered

  • 15+ Years Representing Policyholders

  • Avoid Unnecessary Litigation

Scott Friedson

Misty Friedson

TRUSTED PROFESSIONALS

Our Licences & Specialties

Agency Public Adjuster Licenses

  • Texas #1670060

  • Colorado #4472448

  • Ohio #1416560

  • Florida #W927993

  • NPN# 16144334

Misty's Public Adjuster Licenses

  • Texas #2647568

  • Florida #W798577

  • Kentucky #1267289

  • North Carolina #19846653

  • Nebraska #19846653

  • Ohio #1416569

  • Oklahoma #3001820951

  • Pennsylvania #1054792

  • South Carolina #19846653

  • Utah #915489

  • NPN #19846653

  • Haag Certified Commercial Roof Inspector #202111207

Scott's Public Adjuster Licenses

  • Texas - #1632488

  • Colorado #411678

  • Florida #W797805

  • Georgia #2874635

  • Indiana #3891955

  • Kansas #15827727

  • Kentucky #1014264

  • Maryland #2106190

  • North Carolina #15827727

  • Nebraska #15827727

  • Nevada #3508775

  • Ohio #1289475

  • Oklahoma #100118599

  • Pennsylvania #1043874

  • South Carolina #893766

  • Utah #915234

  • NPN #15827727

  • Haag Certified Commercial Roof Inspector #201408103

  • IICRC WRT Certified #229373

Our Large Loss Specialties

  • Apartment Complexes

  • Business Interruption

  • Commercial Buildings

  • Condominium Associations

  • Homeowner Associations

  • Homes

  • Historical Buildings

  • Industrial and Manufacturing Facilities

  • Office Buildings

  • Property Management Companies

  • Religious Organizations

  • Retail Centers

  • Schools

  • Storage and Warehouse

  • Fire

  • Flood

  • Hail

  • Hurricane

  • Lightning

  • Tornado

  • Water

  • Wind

  • Appraisal

Contact Us: 512-904-9900

© 2026 ICRS LLC - All Rights Reserved.